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ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), OPERATIONAL COSTS TO OPERATING INCOME (BOPO), LOAN TO DEPOSIT RATIO (LDR), DAN NON PERFORMING LOANS (NPL) TERHADAP PROFITABILITAS PADA BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 20

Noor Salim, Dhian Andanarini Minar Savitri, Muhammad Misbakhul Munir

Last modified: 2020-12-16

Abstract


This research is about the profitability of conventional commercial bank companies. Profitability can measure the company's ability to generate profits from the assets used. The purpose of this study is to analyze the effect of CAR, BOPO, LDR, and NPL on profitability in conventional commercial banks listed on the Indonesia Stock Exchange. Based on purposive sampling technique, 22 companies were selected as samples. Data analysis used multiple linear regression techniques with the SPSS-19 program. The results showed that CAR, LDR, and NPL had no effect on ROA. BOPO has a negative effect on ROA

Keywords


Capital Adequacy Ratio (CAR), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return On Asset (ROA).

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